MUTUAL OF AMERICA

Financial, investment advisory, insurance and pension services, namely, underwriting group and individual variable accumulation annuities for pension, retirement and long-term saving and planning and consultation in connection therewith; underwriting variable universal life insurance, life and disability insurance and consultation in connection therewith; underwriting of funding agreements, guaranteed investment contracts, pension Investment contracts and consultation in connection therewith; insurance and pension consultation services, namely, providing information regarding insurance and pension eligibly, claims, payments, and reporting data; electronic payment namely, electronic processing bill payment data in the field of insurance and pension plans