MUTUAL BENEFIT

Promotion of financial and insurance services, on behalf of third parties

Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; College consulting services, namely, assisting students in applying for scholarships and financial aid; Financial advisory and consultancy services; Financial advisory and consultancy services, namely, FINANCIAL PLANNING; Financial analysis and consultation; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; Financial asset management; Financial consultancy; Financial consultancy and insurance consultancy; Financial consultation; Financial consultation in the field of environmental management, namely, advising business and individuals on issues of portfolio planning and investment planning; Financial consulting; Financial consulting services in the field of planned giving for non-profit and charitable organizations; Financial consulting services, namely, advising others regarding intellectual property investments; Financial counseling services, namely, helping others build a better working relationship with their money; Financial evaluation for insurance purposes; Financial investment analysis and stock research; Financial investment brokerage; Financial investment brokerage services; Financial management; Financial planning; Financial planning and investment advisory services; Financial planning consultation; Financial planning for retirement; Financial planning services, namely, developing and managing charitable giving programs on behalf of wealthy individuals or families; Financial planning, namely, INVESTMENT, INCOME TAX SERVICED; Financial portfolio analysis services; Financial portfolio management; Financial services in the nature of an investment security; Financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; Financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; Financial services, namely, estate settlement services; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services; Financial services, namely, life insurance settlement services; Financial services, namely, money lending; Financial services, namely, mortgage planning; Financial services, namely, mortgage refinancing; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Financial services, namely, providing information in the fields of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Financial services, namely, real estate note brokerage; Financial services, namely, wealth management services; Hedge fund investment services; Information, advisory, consultancy and research services relating to finance and investments; Insurance and financial information and consultancy services; Insurance brokerage services; Insurance services, namely, insurance eligibility review and verification and consultation in the LIFE INSURANCE industry; Insurance services, namely, underwriting, issuing and administration of life insurance; Insurance services, namely, viatical settlement services, life settlement services for insurance policyholders, and senior settlement services for insurance policyholders; Investment advisory services; Investment services, namely, asset acquisition, consultation, development and management services; Mutual fund advisory services; Private equity consultant services; Private equity fund investment services; Providing a web site featuring personal financial information and financial advice; Providing a web site featuring the ratings, reviews and recommendations on stocks, bonds, mutual funds and other financial instruments posted by users; Providing a website featuring non-downloadable videos in the field of financial planning; Providing financial information; Providing financial information regarding rating changes that affect financial portfolios via e-mail notification alerts; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing financial services with respect to securities and other financial instruments and products, namely, money management services; Providing information and research in the field of finance and financial investments; Real estate financing services; Real estate funds investment services; Real estate investment trust advisory services; Real estate investment trust management services; Real estate investment trust services; Real estate lending services; Real estate trustee services