MULTIPAY

Computer software for processing credit card, debit card, and electronic check payment transactions; electronic equipment for point-of-sale systems, namely, point-of-sale terminals, bar code readers, and computer hardware; computer software used at point-of-sale for conducting retail transactions; authentication software for controlling access to and communication with computers and computer networks; integration software to interface with retail point-of-sale locations

Financial services, namely, providing secure commercial transactions and payment options at point of sale, via communications networks, and by phone; payment transaction processing services, namely, clearing, reconciling, and settling financial transactions via communications networks; online and telephonic bill payment services

Providing online, non-downloadable authentication software for controlling access to and communications with computers, computer networks, and payment networks; online, non-downloadable software for processing credit card, debit card, and electronic check payment transactions