MULTIGARD INSURANCE SERVICES

insurance claims auditing services; and managing general agency services in the insurance field, namely, providing insurance agent referrals, and providing a pricing program in the field of property and casualty insurance through which members of designated associations, organizations and groups may be offered or granted downward adjustments in the premiums for such insurance

managing general agency services, namely, claims adjustment in the field of insurance and insurance administration services, namely, assisting others with adjusting insurance claims; insurance brokerage and insurance agencies; insurance underwriting services, namely, insurance underwriting services in the field of lenders single interest insurance, mortgage hazard, liability and flood insurance, mortgage impairment insurance, gap insurance, performance bonds, tracking and creditor-placed insurance, agents and brokers professional liability insurance, and automobile physical damage insurance; insurance claims administration services; insurance claims processing services; insurance consultancy; insurance information; and insurance administration services, namely, assisting others with collecting insurance premiums