M&T INSURANCE AGENCY

Insurance claims analytics, namely, review, analysis, and advisement

Insurance agencies, and insurance and bond brokerage services; insurance consultation and insurance and financial risk-management, planning, advisory, and insurance plan and financial risk management plan implementation services, namely, processing, administering and managing insurance and surety programs for others; insurance claims management, namely, review, analysis, and advisement of and concerning insurance claims for others; insurance loss control services, namely, analyzing exposures and consulting on corresponding safety programs for others; employee benefit insurance plan and financial risk-management, consultation, planning, advisory, and implementation services, namely, processing, administering and managing employee benefit plans for others