MORTGAGE CAPITAL TRADING

Financial services, namely, providing loan pipeline management, trade position management, and loan sale management services to mortgage lenders; Financial advisory and data analysis related to loan pipeline hedging, Mortgage Servicing Rights (MSR) valuation, sales transactions, and hedging transactions, mortgage rate sheet generation, and lender performance benchmarking; Outsourced lock desk services for lenders

Platform as a service (PAAS) services featuring a software-based platform for loan pipeline management, trade position management, and loan sale management for the secondary mortgage market and for other securities and derivative products; Platform as a service (PAAS) services featuring a software-based platform for use in training others in loan pipeline management, trade position management, and loan sale management for the secondary mortgage market and for other securities and derivative products