MOODY'S RATINGS

Credit rating services; credit rating services, namely, the issuance of forward-looking opinions of the relative creditworthiness of entities and financial obligations issued by entities such as non-financial corporates, financial institutions, structured finance vehicles, project finance vehicles and public sector entities, using an established and defined ranking system of rating categories; providing financial research, analysis, credit rating, and risk assessment services; financial risk assessment services; financial data analysis; providing financial information and data; providing a website featuring financial information and research in the fields of credit ratings and risk analysis