MONYO

Providing consumer information and making referrals to service providers in the fields of finance and debt management and resolution, and debt relief; the foregoing specifically excluding mortgage loan service providers

Downloadable computer application software for mobile phones and computers, namely, software for the facilitation and management of consumer financial services, namely, cash advance services, credit score improvement, overdraft protection, and loan services; downloadable computer software

Providing comprehensive consumer debt resolution services, namely, debt settlement, debt counseling, debt management consultation and credit counseling; arranging of loans excluding mortgage loans; electronic loan origination services excluding mortgage loans; Cash advance services; Financial services, namely, credit repair and restoration; Banking services; Credit and loan services; Financing services; Providing temporary loans; Credit and financial consultation; Providing financial information; Financial information and advisory services; all of the foregoing excluding mortgage loan services

Providing online consumer debt resolution, personal finance and budgeting tools, namely, providing temporary use of a web-based non-downloadable software application for use in personal finance, budgeting and debt resolution