MONTEREY COUNTY BANK MBC

Banking and Financial Services, namely, commercial and individual checking and savings accounts; on-line computer banking service providing customers with the ability to access deposit and loan account information and perform banking transactions by personal computer through telephone modem connecting the customer with the financial institution's computer; providing bank account information by telephone; automated teller machine banking; mortgage lending services; commercial lending services for small business and corporations; commercial and individual mortgage lending; commercial lending for use in the acquisition, development and construction of real estate; home equity loans; credit card services; investment services; namely, investment brokerage and investment advice; estate trust management; credit card services; and safety box services