MODFI MARKETPLACE

Peer to Peer Lending wherein a loan is made from a lender to a borrower using Fiat, digital or crypto currency and wherein a borrower can make payments on said loan using Fiat, digital or crypto currency. And wherein the borrower may make purchases with a credit card associated with said loan and make payments on the loan based on the difference of the purchase price and rounding up to the nearest dollar or the borrower may set additional amount above the credit card purchase price set by the borrower in order to pay down the loan using Fiat, digital or crypto currency