MODERN BANKING GROUP

Downloadable computer software and applications for mobile devices for use in facilitating and administering banking, electronic funds transfer services, electronic payment services, electronic processing and transmission of bill payment data, transaction authentication services, routing, authorization and settlement services, digital wallet services, and fraud detection and control services; Downloadable computer software and applications for mobile devices featuring technology that allows users to manage banking, financial and investment accounts

Banking services; business and consumer banking services; mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; electronic banking services; financial loan consultation; loan financing; savings and loan services; providing temporary, revolving, and term loans; financial services, namely, money lending; issuing of checks and letters of credit; electronic bill payment services; debit card, cash card, monetary and foreign currency exchange and transfer; commercial and industry lending services; lending services to the energy sector; commercial real estate lending services; Investment advisory services; financial portfolio management; financial analysis, consulting and planning; wealth management; investment services, namely, securities brokerage and trading of securities, commodity trading for others; investment services, namely, consultation on investments, and asset acquisition, development and management services

Software as a service (SaaS) featuring software for use in facilitating and administering banking, electronic funds transfer services, electronic payment services, electronic processing and transmission of bill payment data, transaction authentication services, routing, authorization and settlement services, digital wallet services, and fraud detection and control services; Computer services, namely, providing an interactive web site featuring technology that allows users to manage banking, financial and investment accounts