MOBILE WAGER WALLET

Computer application software for mobile phones and for proximity payment processing devices both using near field communication technology for facilitating commercial transactions through electronic means via wireless network, global computer network and mobile telecommunication device; Software application that allows contactless payments; Software application that allows for hosting of loyalty card credentials onto mobile telecommunication devices; Mobile phone software application for use in connection with currency transaction terminals for the purpose of allowing consumers to credit or debit a balance stored by the mobile phone software application; Software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers; Software application that allows merchants to deliver coupons, rebates, discounts, vouchers, and special offers directly to the mobile telecommunications devices of consumers