MOBILE MONEY

SOFTWARE FOR PROCESSING ELECTRONIC PAYMENTS TO AND FROM USERS OF TELEPHONES, COMPUTERS AND PORTABLE ELECTRONIC DEVICES; SOFTWARE COMPRISING A DIGITAL OR ELECTRONIC WALLET FOR STORAGE OF PERSONAL INFORMATION, PAYMENT INFORMATION, AND ELECTRONIC CASH IN AN ELECTRONIC DEVICE OR A CENTRALIZED DATABASE; MAGNETIC ENCODED CARDS TO BE USED FOR PAYMENT OR IDENTIFICATION AND ELECTRONIC DEVICES, NAMELY, MOBILE PHONES WITH AN INTEGRATED CIRCUIT CHIP TO BE USED FOR PAYMENT OR IDENTIFICATION

FINANCIAL CLEARING HOUSE SERVICES, NAMELY, CLEARING AND RECONCILING FINANCIAL TRANSACTIONS VIA A COMPUTER NETWORK; PROVIDING FINANCIAL SERVICES, NAMELY, PREPAID CARD SERVICES, LINE OF CREDIT SERVICES, AND PROCESSING ELECTRONIC PAYMENTS THROUGH PRE-PAID CARDS, CREDIT CARD AND DEBIT CARD, PROCESSING AND TRANSMISSION OF BILLS AND PAYMENT THEREOF, AND PROVIDING FINANCIAL RISK MANAGEMENT SERVICES FOR INSURING THE SECURITY OF FINANCIAL TRANSACTIONS CONDUCTED VIA A COMPUTER NETWORK