MN

Magnetically encoded stored value cards

Non-magnetically encoded stored value checks

Payroll processing services; compensation processing services, namely, electronic payment services for independent contractors for the services rendered by them and reimbursement of expenses to independent contractors; data processing services; providing an on-line computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information for payroll processing

Financial services, namely, issuing, authorization and processing of convenience checks; electronic payroll funds transfer and electronic payment, namely, electronic processing and transmission of bill payment data; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, prepaid card, electronic check and electronic payments; financial services, namely, providing on-line stored value accounts in an electronic environment; electronic payment processing services for payments to third party non-employee, non-independent contractor individuals; electronic funds transfer for payments for services performed by independent contractors and other third party non-employee, non-independent contractor individuals and reimbursement of expenses associated with those services to independent contractors and other third party non-employee, non-independent contractor individuals; providing stored value card services; bill payment services provided through a website; banking services provided by mobile telephone connections; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; providing online payment processing services, namely, performing electronic verification of bank accounts, electronic payment accounts, credit cards, debit cards, prepaid payment cards and gift cards, and processing of electronic payment data, and cash on delivery data in relation to payment services, all via a global computer network

Telecommunications services for providing multiple-user access to a global computer; electronic data communication services; electronic data transmission over a global remote data processing network, including the Internet; provision of telecommunications access via the Internet and electronic mail, namely, electronic exchange of data stored in databases accessible via telecommunication networks; Telecommunication services, namely, providing electronic message alerts via the internet; Providing electronic transmission of transaction data and electronic payment data via a global computer network; electronic message transmission services; providing access to international telecommunications network facilitating cross-border point of sale transactions for and between member banks