"MICRO-SPEC" - BENEFIT COMPONENT ANALYSIS

business consulting and administrative services with respect to instituting and maintaining self-insured employee benefit programs and insured emplyee benefit programs

insurance consulting and administrative services with respect to instituting and maintaining self-insured employee benefit programs and insured employee benefit programs, and analyzing and interpreting claims and risk data, and costs and benefits associated with self-insured employee benefits coverage and insured employee benefits insurance coverage

consulting services regarding developing preventative programs designed to influence self-insured employee benefit program costs or insured employee benefit program costs