METLIFE FINANCIAL SERVICES

Insurance underwriting, agency, brokerage and administration services for individual and group life, disability, long term care, dental, property and casualty insurance, annuities, employee benefits, mutual funds, investment contracts, and retirement plans; investment management services; banking and estate trust management services; credit card services; residential and commercial mortgage lending services; real estate brokerage and management services; commercial finance services; providing information in the fields of insurance and financial services via a global computer network; and a house mark for a full range of insurance, investment and financial services