MESSAGEPAY

Financial transaction services, namely, providing secure payment and transaction services; electronic payment processing services in the field of loan payment transactions; electronic payment services involving electronic processing and subsequent transmission of loan payment data; providing an internet website portal in the field of financial transaction and loan payment processing services; online banking services featuring electronic alerts as to users' upcoming payment due dates, communications regarding users' specific financial information, and payment-related reminders

Application service provider (ASP), namely, hosting, managing, developing, and maintaining applications and software in the field of financial transaction and loan payment services; Providing temporary use of a web-based software application for use in accessing loan account information, including, but not limited to, payment data, payment history, payment methods, payment due dates, and multiple account views; Providing temporary use of a web-based software application for use in sending financial transaction-related alerts as to users' upcoming payment due dates, regarding users' specific financial information communications, and payment-related reminders