MERRILL EDGE

Mutual fund investment services; investment management services; securities brokerage services; money management; financial analysis; providing financial information by electronic means; providing personalized investment information, investment account management and securities brokerage services, all by means of wireless communication devices and by means of the Internet; research in the field of investments and finance; investment account information, and information about mutual fund performance; providing financial information in the field of retirement planning; providing financial news and information and investment account information by means of the Internet; financial market information services, namely, compiling and providing information regarding securities; electronic bill payment; transfer services, namely, currency, electronic funds, money, investment fund and investment securities transfer services; providing online information about securities prices