MERITOR

BANKING AND FINANCIAL SERVICES, NAMELY, RETAIL BANKING SERVICES, CONSUMER LENDING SERVICES, MORTGAGE LENDING SERVICES, BUSINESS-RELATED BANKING SERVICES, HOME EQUITY LENDING SERVICES, MANUFACTURED HOUSING FINANCING SERVICES, CONSUMER LEASING SERVICES, CREDIT CARD SERVICES, EDUCATION LOAN SERVICES, COMMERCIAL LENDING SERVICES, CONSTRUCTION LENDING SERVICES, CAPITAL MARKETS FINANCING SERVICES AND LAND DEVELOPMENT FINANCING SERVICES