MERCHANT DNA

Magnetically encoded credit cards; Magnetically encoded debit cards; Downloadable computer communications software to allow customers to access bank account information and transact bank business; Recorded computer software for managing bank accounts; Recorded computer programs for banking services using artificial intelligence for the indexing and collection of data of credit card payments, for indexing and collecting data, and for customizing algorithms to provide relevant recommendations for future purchases; Downloadable computer programs for banking services using artificial intelligence for the indexing and collection of data of credit card payments, for indexing and collecting data, and for customizing algorithms to provide relevant recommendations for future purchases; Recorded software and downloadable software for financial management for use in the financial, banking, monetary and stock exchange sectors; Recorded software and downloadable software for share and securities management and the management of other financial goods and services; Downloadable electronic publications in the nature of electronic data files and reports featuring information in the financial, banking, monetary and stock exchange fields; Downloadable computer programs using artificial intelligence for the indexing and collection of data and for customizing algorithms to provide relevant recommendations for future purchases; Recorded computer software using artificial intelligence for the indexing and collection of data and for customizing algorithms to provide relevant recommendations for future purchases

Advertising services; Commercial business management; Business administration of consumer loyalty programs; Promoting the goods and services of others by means of the issuance of loyalty rewards cards; Providing incentive award programs for customers through the issuance and processing of loyalty coupons for frequent use of participating businesses; Business management of stock exchanges, financial, banking, monetary and stock exchange transactions; Business administrative management of shares, securities and other financial instruments; Business project management being business management assistance; Retail store services featuring third-party prepaid cards for the purchase of entertainment services; presentation of businesses and their products and services on the Internet, namely, provision of an on-line marketplace for buyers and sellers of goods and services

Insurance services, namely, insurance brokerage, insurance underwriting for all types of insurance, electronic processing of insurance claims and payment data, insurance information and consultancy; Financial affairs, namely, financial information, management and analysis services; Monetary affairs, namely, financial information, management and analysis services; Real estate affairs, namely, leasing of real estate; Banking services; Credit card authorization services; Credit and loan services; Credit card payment processing services; Providing electronic processing of electronic funds transfer, credit card, debit card, electronic check and electronic payments; Loyalty program payment processing services; Providing cash and other rebates for credit card use as part of a customer loyalty program; Loyalty coupon payment processing services; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Issuing credit cards; Credit and financial consultation; Electronic debit card transaction processing; Debit card transaction processing services; Issuing of debit cards; Consultancy and information relating to banking and financial matters; consultancy and information relating to monetary matters in the nature of credit card spending; Consultancy and information on capital investments; Consultancy and information relating to investment, particularly financial investments; Financial transactions, namely, providing secure commercial transactions and payment options; Financial trust operations; Electronic transfer of funds; Electronic transfer of shares, securities and other financial values; Financial analysis; Financial services provided by electronic means, namely, electronic financial trading services; Electronic banking services

Design and development of computer software; Development, design, installation, updating, and maintenance of computer software; Development, design, installation, updating, and maintenance of computer software in the financial, banking and monetary fields; Electronic data storage; Advanced product research in the field of artificial intelligence; Providing on-line non-downloadable software using artificial intelligence for the indexing and collection of data and for customizing algorithms to provide relevant recommendations for future purchases; Research in the field of artificial intelligence