MEDAL

Magnetically encoded debit cards, charge cards and identity cards; encoded electronic chip cards used to verify eligibility, access and update medical, health, and insurance records, and transfer funds and process payments; software for processing payments, transferring funds and updating records in the medical, healthcare and insurance fields; software for processing electronic payments made through payment cards, health savings accounts, flexible spending accounts, premium reimbursement accounts, and health reimbursement arrangements; downloadable mobile applications for managing bank accounts and for accessing and submitting claims in connection with health savings accounts, flexible spending accounts, premium reimbursement accounts, and health reimbursement arrangements