MDS

computer software and user manuals therefor, sold as a unit, for processing or analyzing applications, consumer and commercial credit information, and consumer and commercial financial data and marketing data; computer software and user manuals therefor, sold as a unit, for managing credit authorizations, credit limits and collections and for marketing of financial services and cross-selling of existing credit customers of financial institutions

providing statistical information; namely, statistical analysis services for business and financial institutions; business consultation services; computerized database management services; and demographic consultation services; namely, demographic database information services

credit inquiry and consultation services; namely, processing and analyzing credit applications for others; and financial analysis and consultation services