MASTERCARD PROFESSIONAL CARD

FINANCIAL SERVICES, NAMELY, PROVIDING CREDIT CARD, DEBIT CARD, CHARGE CARD AND STORED VALUE PREPAID CARD SERVICES; STORED VALUE ELECTRONIC PURSE SERVICES, PROVIDING ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES, ELECTRONIC PAYMENTS SERVICES, CASH DISBURSEMENT SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES; TRAVEL INSURANCE SERVICES; CHEQUE VERIFICATION SERVICES; BILL PAYMENT SERVICES PROVIDED THROUGH A WEBSITE; ON-LINE BANKING; ALL OF THE FOREGOING PROVIDED OVER THE TELEPHONE OR VIA THE INTERNET