MASTERCARD OPEN DATA STORAGE

COMPUTER HARDWARE IN THE NATURE OF SMART CARDS CONTAINING AN INTEGRATED CIRCUIT CHIP FOR ELECTRONIC BUSINESS TRANSACTIONS COMPUTER SOFTWARE FOR SECURE DATA STORAGE AND RETRIEVAL AND TRANSMISSION OF CONFIDENTIAL CUSTOMER INFORMATION USED BY INDIVIDUALS, BANKING AND FINANCIAL INSTITUTIONS; AND SMART CARDS CONTAINING AN INTEGRATED CIRCUIT CHIP FOR ELECTRONIC BUSINESS TRANSACTIONS; COMPUTER SOFTWARE FOR TRANSMITTING, DISPLAYING AND STORING TRANSACTION, IDENTIFICATION, AND FINANCIAL INFORMATION FOR USE IN THE FINANCIAL SERVICES, BANKING AND INDUSTRIES