MASSMUTUAL FINANCIAL GROUP

Insurance and financial services, namely, actuarial services, insurance administration, financial analysis and consultation, asset management, annuity underwriting, [banking,]commercial lending, namely, commercial mortgages, privately placed debt securities [and bank loans,] insurance and securities brokerage, broker-dealer services, namely, purchase and sale of securities products, namely, stocks, bonds, mutual funds and unit investment trusts, credit card services, administration of employee benefit plans, fiduciary representative services, electronic funds transfers, investment advice, investment management, money management, mutual fund services, namely, mutual fund investment, mutual fund distribution and mutual fund brokerage, administration of employee benefit plans, namely, processing, administering and managing employee benefit plans, pooled investment fund management, underwriting reinsurance, retirement investment management, estate trust services, securities underwriting and securities brokerage