MASSMUTUAL

Business research and data analysis services in the fields of employee benefit plans, life insurance benefits, healthcare benefits; Business risk assessment services, namely, determining future insurance and employee benefit costs for businesses; Business risk management consultation, namely, consultation in the field of business insurance liabilities; Tracking and monitoring insurance compliance for business purposes

Financial and insurance services, namely, administering, managing, underwriting, consulting, advising, and providing information in the fields of employee financial benefit plans, employee pension plans, group life and group disability income plans, life insurance, and disability income insurance; Providing information to benefits professionals and employers in the fields of workplace benefit planning in the nature of financial retirement plans, life insurance, disability income, critical illness insurance, and accident insurance

Educational services, namely, providing web-based workshops and training, and educational video presentations to benefits professionals and employers in the field of workplace benefit planning in the nature of retirement plans, life insurance, disability income, critical illness insurance, and accident insurance