MASSMUTUAL

Newsletters on the subject of insurance and financial matters

Charitable services, namely, organizing and conducting volunteer programs and community service projects in support of organizations selected by employees through an employee-driven community investment program; Business research and data analysis services in the fields of retirement planning, employee benefit plans, life insurance benefits, healthcare benefits, and insurance; Business risk assessment services, namely, determining future insurance and employee benefit costs for businesses; Business risk management consultation, namely, consultation in the field of business insurance liabilities; Tracking and monitoring insurance compliance for business purposes

Insurance and financial services, namely, actuarial services, administrative services in the field of insurance, annuity underwriting, insurance, securities brokerage, and employee benefit plans and pension plans, broker-dealer services, namely, purchase and sale of securities products, namely, stocks, bonds, mutual funds and unit investment trust, mutual fund distribution services, fiduciary representatives services, financial analysis and consultation, life insurance underwriting, investment advice and management services, money management services, mutual fund investment services, pooled investment fund management, underwriting reinsurance, estate trust management and planning services, securities underwriting and securities brokerage, and electronic fund transfers

Educational services, namely, providing web-based workshops and training to benefits professionals and employers in the field of workplace benefit planning in the nature of retirement plans, life insurance, disability income, critical illness insurance, and accident insurance; Providing a website featuring blogs and non-downloadable videos, articles and brochures in the field of workplace benefit planning, namely, retirement plans, life insurance, disability income, critical illness insurance, and accident insurance; Providing educational presentations to individuals relating to financial planning and financial services, investments, debt management, savings, retirement plans, life insurance, disability income and estate planning and printable materials distributed therewith

Software as a service (SAAS) services featuring non-downloadable employee benefits software for selecting health, retirement, and life insurance products; Platform as a service (PAAS) featuring computer software platforms for enrolling in employee benefit plans via the Internet and for administering employee benefit plans via the Internet; providing temporary use of non-downloadable computer software for enrolling employees in financial and insurance benefit plans; Providing a website featuring on-line non-downloadable software for research and analysis that enables users to predict future business costs and project the effectiveness of cost-cutting measures in the fields of financial, investment and retirement planning, employee benefit plans, life insurance benefits, healthcare benefits, insurance and business and financial risk assessment and planning