MASSMUTUAL

Insurance and financial services, namely, actuarial services, insurance administration, financial analysis and consultation; underwriting, issuing and administration of life insurance; asset management; annuity underwriting; financial administration of retirement plans; financial management services, namely, income management; financial planning for retirement; retirement plan administration services; disability insurance services; long term care insurance services; financial information provided by electronic means; insurance and securities brokerage; broker-dealer services, namely, purchase and sale of securities products, namely, mutual funds and unit investment trusts; mutual fund distribution services; administration of employee benefit plans; fiduciary representative services; electronic funds transfers; investment advice; investment management; money management; mutual fund investment services; administration of employee pension plans; pooled investment fund management; retirement investment management; estate trust management services; securities underwriting