MARSH MCLENNAN

Business services, namely, business advisory services in the field of business risk, strategy, human capital, insurance and reinsurance broking and services, business and financial risk assessment, management, evaluation, and analysis activities, claims administration, compliance management and data management, and risk and insurance modeling services, and human resources consulting; Specialized business management consulting and advisory services, namely, expert analysis and management consulting in business risk management, risk assessment, risk modeling, economics, market research, and market intelligence; Advisory services relating to business management and business operations, namely, providing business advice and solutions in the fields of business risk assessment, business risk management and human capital; Arranging and conducting business conferences in the fields of insurance and reinsurance, business risk, strategy and human capital; Data management services for use in claims management, and claims accounting preparation for use by insurers and professionals in the fields of insurance, reinsurance, health care and finance; Business consulting in the fields of insurance, reinsurance, health care and finance; human resources consulting; Outsourcing services in the nature of arranging service contracts for others in the field of human capital management outsourcing and business management outsourcing services; Business consulting services in the field of cost and payment management of health care; Outsourcing services in the nature of arranging service contracts for others in the fields of health care, retirement, absence management and human resources; Merger and acquisition consultation; Human resources consultation in the fields of employee engagement and management, employee incentive award programs, administration of executive remuneration programs in the nature of salary structures, benefit programs, incentive programs and pension plans, business leadership development, and human resources effectiveness; Business consulting services in the field of business transformation and organizational change management; Business consulting in the fields of marketing, sales, brand strategy and design, namely, promoting the brands, goods and services of others, and brand concept and brand development services for corporate clients; Providing economic consulting in the field of business strategy, namely, economic forecasting and analysis; Preparation of financial reports for others

Financial advice and consultancy services, namely, financial research, evaluation, analysis, administration, management, advising, and information services in the areas of business risk, insurance and reinsurance broking and services, business and financial risk assessment, management, evaluation, and analysis activities, claims administration, compliance management and data management, and risk and insurance modeling services, human resources consulting and human capital investment; Financial consulting in the areas of business risk, strategy and human capital; Insurance consulting services, namely, insurance and reinsurance brokerage services, financial risk assessment and analysis services, financial risk management services, insurance claims administration and financial catastrophe and risk modeling for insurance purposes; Capital market investment consultation relating to insurance and reinsurance solutions, namely, consultation in the field of alternative risk transfer insurance and insurance-linked securities; Financial consulting in the field of the administration of pre-paid employee health care benefit plans and employee welfare benefits plans concerning insurance and finance; Financial consulting in the field of financial institutional investing and portfolio management, namely, investment consultation and financial asset management; Financial advisory services in the field of human resources, namely, providing information in the field of employee financial benefit plans; Actuarial services, namely, actuarial modeling services in the fields of finance, insurance and reinsurance; Financial consulting in the fields of mergers and acquisitions, wealth and financial asset management and financial risk management; insurance claims administration for use by insurers and professionals in the fields of insurance, reinsurance, health care and finance

Education services in the nature of conducting seminars, courses, workshops, and conferences in the fields of business and financial risk assessment, prevention and management, business management, insurance, reinsurance, financial services, marketing, branding, securities, asset management, human capital and actuarial services