MARSH & MCLENNAN COMPANIES

Business services, namely, business advisory services in the areas of business risk, strategy and human capital; specialized business management consulting services, namely, expert analysis and management consulting in business risk management, risk assessment, risk modeling, economics, market research, and market intelligence; advisory services relating to business management and business operations, namely, offering advice and solutions in the fields of risk assessment, risk management and human capital; arranging and conducting business conferences in the fields of insurance and reinsurance, business risk, strategy and human capital; data management services for use in claims management, claims accounting preparation and litigation support for use by insurers and professionals in the fields of insurance, reinsurance, health care and finance; business consulting in the fields of insurance, reinsurance, health care and finance; human resources consulting; human capital management outsourcing and business management outsourcing services; consulting services in the cost and payment management of health care; outsourcing services in the fields of health care, retirement, absence management and human resources; merger and acquisition consultation; human resources consultation in the fields of employee engagement and management, employee incentive award programs, administration of executive remuneration programs in the nature of salary structures, benefit programs, incentive programs and pension plans, business leadership development, and human resources effectiveness; business consulting services in the field of business transformation and organizational change management; business consulting in the fields of marketing, sales, brand strategy and design, namely, promoting the brands, goods and services of others, and brand concept and brand development services for corporate clients; economic consulting in the field of business strategy, namely, economic forecasting and analysis

Financial services, namely, financial research, analysis and information services in the areas of business risk, strategy and human capital; financial consulting in the areas of business risk, strategy and human capital; preparation of financial reports; insurance services, namely, insurance and reinsurance brokerage services, financial risk assessment and analysis services, financial risk management services, insurance claims administration and financial catastrophe and risk modeling for insurance purposes; capital market investment consultation relating to insurance and reinsurance solutions, namely, alternative risk transfer insurance and insurance-linked securities; consulting in the field of the administration of employee health care benefit plans and employee welfare benefits plans concerning insurance and finance; consulting in the field of institutional investing and portfolio management, namely, investment consultation and financial asset management; financial advisory services in the field of human resources, namely, providing information in the field of employee financial benefit plans; actuarial services, namely, actuarial modeling services in the fields of finance, insurance and reinsurance; financial consulting in the fields of mergers and acquisitions, wealth and asset management and risk management; claims administration for use by insurers and professionals in the fields of insurance, reinsurance, health care and finance