MANULIFE FINANCIAL FOR YOUR FUTURE

insurance services in the field of life insurance and health insurance; annuity underwriting; annuity services, namely, account and investment administration, and the investment, management and distribution of annuity funds; reinsurance services; financial services, namely, wealth management services; financial planning and financial advisory services; savings and retirement services, namely, administration of employee pension plans, business, stock option and pension valuation services, financial administration of retirement plans, and financial planning for retirement; tax and estate planning services; investment and investment management services; trading in financial instruments; trading in securities; management of securities portfolios; mutual fund brokerage, management, distribution and investment services; private placement of hedge funds, private equity funds, securities and derivatives for others; capital investment services; banking services; trust company services; financial services, namely, money lending; consumer lending services; real estate development, leasing of real estate, real estate management services; real estate brokerage; real estate investment services; mortgage brokerage and lending; financial services, namely, investment fund transfer and transaction services; insurance and financial sales support services in the form of computerized sales support services, namely, rendering financial and insurance information through the provision of computerized projections, comparisons and analyses to insurance agents, brokers, and financial sales persons