MANULIFE

[ COMPUTER PROGRAMS AND PRE-RECORDED AUDIO AND VIDEO CASSETTES AND DISCS USED FOR TRAINING, RECOGNITION, RECRUITMENT, SALES PRESENTATIONS AND TRADE SHOWS, WEB CAST TRAINING AND COMPUTER PROGRAMS FOR TRAINING AND FOR RATE AND ILLUSTRATION QUOTING, ALL RELATING TO FINANCIAL MATTERS AND FOR USE BY THE FINANCIAL INDUSTRY ]

PERIODICAL PUBLICATIONS AND MANUALS, BROCHURES, BINDERS AND BOOKLETS, ALL CONTAINING INFORMATION RELATING TO FINANCIAL MATTERS, NAMELY, ANNUAL AND QUARTERLY SHAREHOLDER REPORTS, POLICYHOLDERS ANNUAL REPORTS, PRODUCT BROCHURES, COMPANY BROCHURES AND COMPANY FACT SHEETS

LIFE AND HEALTH INSURANCE SERVICES, namely, DRUG AND DENTAL PLAN INSURANCE, TRAVEL, ACCIDENT, [ DISABILITY AND JOB LOSS INSURANCE; ANNUITY SERVICES, NAMELY, UNDERWRITING ANNUITY CONTRACTS AND THE ADMINISTRATION OF ANNUITY CONTRACTS; ] REINSURANCE SERVICES, namely, LIFE RETROCESSION, namely, TRANSFER OF ALL OR PART OF A LIFE REINSURANCE RISK FROM ONE REINSURER TO ANOTHER REINSURER, [ AND PROPERTY AND CASUALTY RETROCESSION, namely, TRANSFER OF ALL OR PART OF A PROPERTY OR CASUALTY REINSURANCE RISK FROM ONE REINSURER TO ANOTHER REINSURER; ] INTERNATIONAL EMPLOYEE BENEFITS MANAGEMENT, namely, MANAGEMENT AND ADMINISTRATION OF GROUP INSURANCE AND PENSION BENEFITS FOR MULTINATIONAL CORPORATIONS; [ PENSION FUND SERVICES, NAMELY, THE ADMINISTRATION OF PENSION PLANS AND DEFERRED PROFIT SHAPING PLANS; REAL ESTATE MANAGEMENT; LEASING REAL ESTATE; MORTGAGE ISSUING SERVICES, namely, MANAGING COMMERCIAL MORTGAGE LENDING; ] INVESTMENT SERVICES AND INVESTMENT MANAGEMENT SERVICES, NAMELY, [ MUTUAL FUND SERVICES, MUTUAL FUND DISTRIBUTION SERVICES ] AND FINANCIAL PLANNING; REGISTERED SAVINGS PLAN SERVICES AND WEALTH MANAGEMENT, NAMELY, [ RETIREMENT SAVINGS ACCOUNT PLANS AND ] FINANCIAL PLANNING; [ BANKING SERVICES, NAMELY, ACCEPTING DEPOSITS, OPERATING CHECKING AND SAVINGS ACCOUNTS, ELECTRONIC FUND TRANSFER SERVICES, LOAN AND MORTGAGE ISSUING SERVICES ]

[ EDUCATIONAL SERVICES IN THE FORM OF CONFERENCES AND SEMINARS RELATING TO LIFE AND HEALTH INSURANCE AND ANNUITIES ]