MANULIFE

underwriting of life insurance, health insurance, annuities and reinsurance; financial analysis, consulting, and management services, including the management of pension funds and rendering of financial and insurance information through the provision of computerized sales support services rendered by providing computerized projections, comparisons and analyses to insurance agents, brokers, and financial sales persons; mortgage loan services; real estate management and leasing services

[ educational services; namely, conducting seminars, trade symposia and individual meetings in the field of financial planning ]