MANHATTAN NATIONAL BANK

Providing banking services, electronic banking services, deposit acquisition and servicing, safe deposit box services; lending services, namely, commercial lending services and consumer lending services; mortgage brokerage services; mortgage loan services, mortgage banking services, mortgage administrative services, namely, procurement for others; home loan services, namely, mortgage lending services; home equity loan services, second home mortgage services, namely, providing second home mortgages; consumer loan services, commercial loan services, loan approval services in the fields of commercial, consumer, and mortgage loans; deposit account services, namely, certificate of deposit account services; banking account services, namely, providing bank account information by telephone, fax, and online; savings account services, checking account services, investment banking services in the nature of certificate of deposit services, and automated cash management account services that permits customer access to bank account information and account balances through personal computers or electronic terminals; providing online information, data, instructions, namely financial advice, commentary in the nature of financial information, financial information in the nature of checking and savings account balances and transactions and financial reports in the fields of banking, electronic banking, money lending, mortgages, mortgage loans, mortgage banking, mortgage administration in the nature of mortgage procurement, home loans in the nature of mortgage lending, home equity loans, second home mortgages, consumer loans, commercial loans, loan approvals in the field of commercial, consumer and mortgage loans, certificate of deposit accounts, banking accounts in the nature of escrow accounts, savings accounts, checking accounts, certificates of deposit, and automated cash management accounts that permit customer access to bank account information and account balances through personal computers or electronic terminals; credit card services; issuing credit cards; leasing of equipment and vehicles; financial planning services; mutual fund management services