MAKING LIFE POSSIBLE

software to process electronic payments and transfer funds from third parties and third parties; authentication software to control access to computers and computer networks and communicate with them; credit cards and payment cards with magnetic coding, financial service cards, magnetically encoded debit cards, magnetically encoded stored value cards, electronically encoded debit cards and electronically encoded stored value cards

business consultancy services relating to online payments; business information management; business management; administrative services relating to the registration of credit cards; business advisory services to determine pay and graduation structures through job evaluation; provision of commercial information, also via the internet, the cable network or other forms of data transfer; business management, namely promoting the products and services of third parties by providing hypertext links to third party websites; promoting third-party products and services by providing a website with links to third-party online retail websites

financial services, namely electronic funds transfer; compensation and reconciliation of financial transactions; provision of a wide range of financial and payment services, namely credit card services, credit card issuance and credit lines, electronic payment services, including electronic processing and subsequent transmission of invoice payment data, bill payment services with guaranteed payment delivery, all through a worldwide communications network; transaction processing services with credit cards and debit cards; reimbursement of funds for contested items in the field of electronic payment transactions; insurance services for the protection of the purchase of products and services purchased by third parties through a global computer network and wireless networks; credit card transaction processing services; credit services, namely variable credit account services; bill payment services; mobile electronic payment services for third parties; payment processing and credit card services; electronic currency exchange payment processing; payment processing services, namely processing of electronic payments of a customer and transferring said payments to third party bank accounts; provision of online accounts through which customers can make payments or make payments or withdrawals from said accounts, or can even manage and track their payment balances

temporary access services to online non-downloadable software for the processing of electronic payments; services of temporary access to online non-downloadable authentication software to control access to computers and computer networks