MAKECENTS

Computer application software for mobile phones, namely, software for direct deposit of change received from cash transactions into a bank account; computer software for use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments; computer software for transmitting, processing, facilitating, verifying, and authenticating transaction and payment information; computer software for ensuring the security of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information; computer software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information