MAKE YOUR OWN WORLD OF DIFFERENCE

Downloadable computer application software for mobile phones, web-based environments, and PDAs, namely, software for payment and debt transactions, managing bank accounts, investment accounts, and savings accounts, including IRA portfolio accounts which enables users to control savings and donate to charities of their choice; Downloadable computer software for payment and debt transactions, managing bank accounts, investment accounts, and savings accounts, including IRA portfolio accounts which enables users to control savings and donate to charities of their choice; Downloadable mobile applications for payment and debt transactions, managing bank accounts, investment accounts, and savings accounts, including IRA portfolio accounts which enables users to control savings and donate to charities of their choice