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Banking services; A full line of financial services, namely, mortgage, wholesale, commercial and consumer lending services, loan financing, investment management and advisory services, investment brokerage services, financial planning for retirement, wealth management services, cash management, fiduciary representatives, estate trust management and planning, financial asset management, merchant services, namely, merchant banking services, payment transaction processing services, bill payment services, and credit card and debit card transaction processing services, treasury management, financial risk management and assessment services, capital market services, namely, investment banking and financial administration of loans and lease-purchase loans, and securities brokerage services; insurance agency and brokerage services