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Banking and financing services, namely, credit building featuring loan funded savings accounts that help consumers build credit history; providing financial information in the fields of establishing credit, building credit, and credit awareness; financial money lending services, namely, credit building extensions of credit; financial banking services, namely, deposit account services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; credit and loan services featuring installment extensions of credit for consumer and commercial purposes; credit and loan services featuring revolving extensions of credit for consumer and commercial purposes; installment loans; revolving loans; credit and loan services