MAESTRO PINLESS

Prepaid local and long distance telephone services, excluding from all of the foregoing banking services, financial services, payment related services, credit card services, payment card, prepaid card, bank card, debit card, credit card, charge card, magnetic encoded card or smart card, calling card, stored value card and/or prepaid card services, the marketing, distribution, provision and issuance of such cards or services, electronic funds and currency transfer services and electronic payment services, and Automated Teller Machines (ATM) and ATM services and products