MAESTRO HARMONY IN HEALTHCARE

Insurance plan administration services; developing and administering medical and travel insurance plans that are directed toward individuals, families, and groups living and traveling internationally; medical insurance plan underwriting and administration services directed toward individuals, families, and groups living and traveling internationally, excluding from all of the foregoing insurance plans and insurance plan administration services in connection with banking services, financial services, payment related services, credit card services, payment card, prepaid card, bank card, debit card, credit card, charge card, magnetic encoded card or smart card, calling card, stored value and/or prepaid card services, the marketing, distribution, provision and issuance of such cards or services, electronic funds and currency transfer services and electronic payment services, and Automated Teller Machines (ATM) and ATM services and products