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Design and development of voice-enabled wearable payment devices integrated with Near Field Communication (NFC) technology; Technology advisory services related to design and development of voice-enabled wearable payment devices integrated with Near Field Communication (NFC) technology; software as a service (SAAS) featuring software for voice-controlled payment processing and NFC authentication; design and development of voice-enabled payment platforms for wearable devices; platform as a service (PAAS) for voice-controlled NFC payments; design and development of AI-powered voice recognition technology for payment processing