LYDIAN

Banking and financial services, namely, financial management, financial planning, financial portfolio management, financial research, deposit services, namely, checking, money market, savings and certificates of deposit, mortgage banking, lending services, namely, mortgage loans, automobile loans, consumer, retail and commercial loans, credit cards and debit cards, investment services, namely, investment analysis, advice, consultation and management, fiduciary services and trust administration except in connection with the management and administration of hedge funds, global convertible arbitrage and equity linked derivatives, and in connection with the direct management and administration of credit-related investment strategies