LUMIN

Credit cards; issuing, marketing and servicing credit cards and credit accounts; credit card transaction processing; consumer banking and consumer financial services; electronic consumer banking and consumer financial services via a global computer network; digital consumer banking and consumer financial services, namely, consumer banking and consumer financial services provided by a global computer network; online consumer banking and consumer financial services; electronic transfer of money for others; providing electronic processing of electronic funds transfer, ach, credit card, debit card, electronic check and electronic, mobile and online payments; electronic splitting and sharing of funds between users; electronic and online payment processing services; electronic payment, namely, electronic processing and transmission of bill payment data; bill payment services; payment administration services, namely, bill payment services; financial services, namely, electronic funds transfer, peer to peer electronic payments, and peer-to-peer money transfers