LUMENT CAPITAL

COMMERCIAL MORTGAGE LENDING; COMMERCIAL MORTGAGE BANKING SERVICES; REAL ESTATE ASSET MANAGEMENT SERVICES; LOAN FINANCING SERVICES; FINANCIAL EVALUATION SERVICES IN CONNECTION WITH REAL ESTATE; REAL ESTATE FINANCING SERVICES; REAL ESTATE INVESTMENT; AND REAL ESTATE PORTFOLIO MANAGEMENT; ALL OF THE FOREGOING EXCLUDING THE FIELD OF OVERLAY AND AGENCY OUTSOURCE MANAGEMENT