LUMENT

Commercial mortgage lending; commercial mortgage banking services; real estate asset management services; loan financing services; financial evaluation services in connection with real estate; real estate financing services; real estate investment; real estate portfolio management; financial services, namely, broker/dealer services on securities exchanges and over-the-counter markets; business brokerage services and related consulting pertaining to business sales, mergers, acquisitions and business valuations; brokerage of bonds and underwriting of bonds in the nature of securities underwriting for bonds for commercial mortgage loans; purchasing of and selling of companies, namely, business brokerage; financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services; all of the foregoing excluding the field of overlay and agency outsource management