LUMENT

COMMERCIAL MORTGAGE LENDING; COMMERCIAL MORTGAGE BANKING SERVICES; REAL ESTATE ASSET MANAGEMENT SERVICES; LOAN FINANCING SERVICES; FINANCIAL EVALUATION SERVICES IN CONNECTION WITH REAL ESTATE; REAL ESTATE FINANCING SERVICES; REAL ESTATE INVESTMENT; AND REAL ESTATE PORTFOLIO MANAGEMENT; FINANCIAL SERVICES, NAMELY, BROKER/DEALER SERVICES ON SECURITIES EXCHANGES AND OVER-THE-COUNTER MARKETS; BUSINESS BROKERAGE SERVICES AND RELATED CONSULTING PERTAINING TO BUSINESS SALES, MERGERS, ACQUISITIONS AND BUSINESS VALUATIONS; BROKERAGE AND UNDERWRITING OF BONDS IN THE NATURE OF SECURITIES UNDERWRITING FOR BONDS FOR COMMERCIAL MORTGAGE LOANS; PURCHASING OF AND SELLING OF COMPANIES, NAMELY, BUSINESS BROKERAGE; FINANCIAL SERVICES, NAMELY, INVESTMENT ADVICE, INVESTMENT MANAGEMENT, INVESTMENT CONSULTATION AND INVESTMENT OF FUNDS FOR OTHERS, INCLUDING PRIVATE AND PUBLIC EQUITY AND DEBT INVESTMENT SERVICES; ALL OF THE FOREGOING EXCLUDING THE FIELD OF OVERLAY AND AGENCY OUTSOURCE MANAGEMENT