LOYALTY TO PAYMENTS

Downloadable and recorded computer software for processing electronic payments and for transferring funds to and from others; Downloadable and recorded authentication software for controlling access to and communications with computers and computer networks; magnetically encoded credit cards and payment cards

Promoting the goods and services of others via a global computer network; providing advertising information relating to discounts, coupons, rebates, vouchers and special offers for the goods of others; promoting the goods and services of others by providing hypertext links to the websites of others; promoting the goods and services of others via a website featuring hyperlinks to the online retail websites of others; business consulting services in the field of online payments; business information management, namely, electronic reporting of business analytics relating to payment processing, authentication, tracking, and invoicing; business management, namely, development of business strategies for payments optimization for businesses

Financial services, namely, electronic funds transfer; financial and banking services, namely, debit and credit card transaction processing services; providing a wide variety of payment and financial services, namely, credit card services, issuing credit cards and lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill and payment data, bill payment services with guaranteed payment delivery, and brokerage of money market funds, all conducted via a global communications network; providing financial risk management services involving the tracking credit card, debit card, ACH- automated clearing house, prepaid cards, payment cards, and other forms of payment transactions via electronic communications networks; credit card and debit card transaction processing services; financial management of reimbursement funds for others for disputed items in the field of electronic payment purchases; providing warranties and purchase protection on goods and services of others purchased by others via a global computer network and wireless networks, namely, providing reimbursement of payments for others for disputed transactions in the field of electronic payment purchases; credit card transaction processing services; credit services, namely, providing lines of credit; bill payment services; providing electronic mobile payment services for others; credit card and bill payment processing services; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others

Design and development of computer hardware and software; computer services, namely, providing temporary use of online non-downloadable computer software for payments via the Internet; computer security consultancy, testing, research and advisory services in the field of risk, vulnerability analysis and security for computers, computer systems and computer networks; research and development of computer hardware and software; technical support services, namely, troubleshooting and maintenance of computer software problems; automatic updating of computer software; providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of online non-downloadable authentication software for controlling access to and communications with computers and computer networks