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Data analytics services, namely, health data collection and analysis in the nature of data compiling and analyzing in the field of insurance to provide information and metrics regarding health insurance claims to help clients forecast potential adverse outcomes and develop risk strategies to avoid, reduce, or transfer loss and business risk management consultation for business purposes; administration of employee benefit plans concerning wellness; consulting services, namely, providing consumer information to employers in the field of the administration and management of health care plan options and programs concerning mental health and wellness for first responders; business risk management consultation; analyzing and compiling business data for insurance services; data-acquisition and collection for insurance services for business purposes; providing on-line auction services for employers seeking employee benefit plans; Business services, namely, independent management services for captive insurance companies; insurance consultation relating to the business creation and management of captive insurance companies; captive insurance business management services