LOANKEY

software and related databases for the administration of loans made by an employer-sponsored defined-contribution-retirement plan to employees who participate in that plan including functions that allow the evaluation of an employee's eligibility for such a loan, the processing of new loans against employee retirement-plan account balances that are used as security for the loans, the processing of inquiries about existing loans, the computation and monitoring of the outstanding balance and the principal and interest payments due and made, the tracking of any penalties or tax consequences related ot the loans or payments, and the generation of amortization schedules, truth-in-lending documents, promissory notes, and reports